In Ukraine in June will change the rules of the payment of loans now, debtors will be used primarily to repay the outstanding debt, then the “body credit” and only after that the penalties. In addition, tougher requirements for banks, which will have to specify the size of all payments, fees and interest rates. Also in June, completely limit access to social networks and websites involved in the sanctions list. The website “Today” figured out how the life of Ukrainians will change in June.
To repay the loans, Ukrainians will new
Ukrainians often learn about real interest rates only after signing the contract. It turns out that in addition to the “loan” and interest have to fees, fines and services which neither the is nor the branch of the financial institution it was not, stated in the explanatory note to the bill No. 2455. The authors of the bill have found out that sometimes the real interest rate on the loan up to 135% per annum, while the national average ranges from 22 to 38%.
Jun 20 the law is in effect – the credit market will work by new rules. Banks will not be able in the advertisement to specify the interest rate without additional fees, payments and penalties. “In the calculation of the effective rate will include all loan interest and payments for other services of the lender associated with the loan. This requirement would apply only if promotional materials contain any data (numbers) on consumer expenditure”, – the document says.
“In the calculation of the effective rate will include all loan interest and payments for other services of the lender associated with the loan. This requirement would apply only if promotional materials contain any data (numbers) on consumer expenditure”, – the document says.
Also, the legislator obliges the Bank or other financial institution to assess the creditworthiness of the borrower. To do this, the Ukrainians will have to submit the relevant documents such as proof of income. Quickly to obtain loans only with a passport will become more difficult.
Another important change – changing the order of repayment of the loan. Previously, the debtors primarily to repay penalties and interest, resulting in a “loan” is not actually changed. After the law came into force in the first place will be repaid the amount of overdue debt, and then “loan” and only after that – penalties. Parliamentarians believe that this will allow the debtors to get rid of the “infinite counter”.
Lock Russian social networking sites
President Petro Poroshenko has signed the sanctions against several hundred Russian companies more may 16, the decree must be complete before the first of June. “The laws of Ukraine, other acts of the Verkhovna Rada, acts of the President of Ukraine, Cabinet of Ministers not later than in 15-days term after their adoption in the prescribed manner and subject to the signing of the promulgation of the state language in official printed editions”, – the document says.
Sanctions imposed, including against Mail.Ru Group. The company that owns the social networks “Odnoklassniki” and “Vkontakte”. Providers need to block access to Russian social networks, search Google and all its services.
Some providers the decree of the President already fulfilled – access to prohibited sites is limited. At the same time, one of the largest providers of the company “Volya” reported that completely restrict access to unauthorized resources before the first of June. “As a law-abiding company, may 22, we begin steps to limit access to the web sites listed in the decree. Technical work will be completed before the first of June”, — stated in the message.
By the way, the restrictions will also affect most popular in Ukraine, accounting program 1C, it is, according to various estimates, are from 70 to 80% of Ukrainian enterprises.
Note, as previously wrote the website, “Today,” the Ukrainians have the right to use resources is prohibited and penalty is, under current legislation, is not provided. For example, to bypass the blocking of social networks by using the number of apps that actively send out on the Internet.
Prices will rise
From the first of June for Ukrainians will rise your Internet provider “Volya”. “The growth of tariffs for electricity, regulatory changes, increased cost of TV content and other economic factors affect the price of our services,” the company said. In early summer fares will rise by an average of 12.6%.
Will also increase rates and some utilities. The people of Kiev in June will have to pay more for cold water.
The price of cold water:
- “Kyivvodocanal” – from 13.77 to 15.79 UAH per cubic meter
- “Loovvool” – from 10.49 to 13.41 hryvnia per cubic meter
- “Raveolution” – from 13.38 to 15.84 hryvnia per cubic meter
- “Dniprovodokanal” – from 12.45 to 13.32 USD per cube
- “Hmelnickogo” – from 11.49 to 13.91 hryvnia per cubic meter
The average family of three spends 7.2 per cubic meter of cold water per month. Earlier in the capital, for such a volume of water had to pay 99,1 hryvnia, after the price increase for water will have to pay 111,5 hryvnia. Note, at the moment, the tariffs for hot and cold water is not increased in all cities of Ukraine. As explained in the Commission, all businesses are required to file a statement with the request to establish the new tariffs up to August 10. After that NKREKU new tariffs approved.
What else will change in June: bezviz and weather
One of the most anticipated innovations of June – a visa-free regime with the European Union. The official journal of the European Union issued a decision to abolish visa requirements for Ukrainians. 20 days after publication – June 11 – the liberalization of visa regime will come into force. Citizens of Ukraine with biometric passports will be entitled to visa-free entry into the EU and the member countries of the Schengen area outside the European Union.
In addition, in June of Ukrainians will be the first summer heat. Thus, the predicted Ukrhidroenerho, the average day temperature reaches 30 degrees above zero, at night the thermometer column will reach 15 degrees. As written, the website of “Today”, at the same time, the national forecaster Leonid Gorban predict precipitation from 2 to 5 June, depending on the region, as well as 15-17 and 25-26. In this June 15-17 Gorban expects the heavy rains of the month in these days may fall to 20 mm of precipitation.
In the first month of summer in Ukraine will be three additional weekend: June 4 and 5 – Holy Trinity Day, 28th – Day of Constitution of Ukraine.