Fake Bank officers scouting the Ukrainians have secret information: TOP-3 schema

Phone Scam recently often try to deceive Ukrainians, talking about non-existent promotions and payments to elicit the secret card data. This was reported by the Interbank Association of members of payment systems EMA.

Sensitive card data is that we cannot tell anyone ever:

  • the validity of the card;
  • three-digit security code from the back of the card, or the CVC2/CVV2 code;
  • the password from the SMS from the Bank.

Using this information, the scammer gains access to the Bank account of the customer, and may dispose of his money.

TOP 3 fraudulent practices:

  • The scammer posed as a Bank employee. Told the customer that his card is used for performing certain operations in the network. In order to stop the operation ought to inform the card details (including sensitive). The client was aware of the risks of phone fraud did not believe a criminal and interrupted the conversation.
  • Scam called from the name of an employee of the Bank and informed the customer that his account received the amount from the entity. Then the scammer proceeded to assure the customer that such charges are illegal and should “make the payment”. To do this, the offender is required to inform the card data of the client. The client hesitated, did not provide the details of your card.
  • The scammer called on behalf of the Bank and suggested the client to participate in a certain promotions. To participate, you were required to inform the card data, including the password from the SMS from the Bank. The client had declined to hear the phone someone’s phrase in the background “hurry up, ask the password!”.
  • These three schemes, from the point of view of a specialist, are the “classics” of telephone fraud. Many customers immediately recognize a fraud. But, nevertheless, the damage from fraud, including telephone, in 2016 amounted to 339 million.

    According to estimates, more than 90% of telephone criminals start a conversation with, that call themselves employees of a Bank (sometimes even employees of the National Bank of Ukraine).


    • Ukraine has intensified “rental” scammers: how to avoid becoming a victim of fraud

    Most often, the scammer says the customer’s card is blocked, and the map data need to unblock. In this case you need to interrupt, and then call your Bank (the phone number of Bank listed on the card and on the official website of the Bank). In 99.9% of cases with a map all right. But a real employee of the Bank under any pretext will not ask confidential data of the customer card.